Terms & Conditions

1. Use of content and materials

All materials provided through our platform — including but not limited to written guides, session recordings, visuals, and planning tools — are intended for personal, non-commercial use.
You may not reproduce, distribute, or publicly share any part of our resources without written permission.

2. Learning participation and expectations

Our programs are structured for reflective, self-directed learning.
We expect participants to engage respectfully, both with facilitators and other learners.
Disruptive behaviour, misuse of materials, or attempts to manipulate the structure of our offerings may lead to removal from sessions or cancellation of access.

3. Payment and refunds

Program access is granted upon full payment, unless otherwise agreed.
If you're not satisfied after completing the first session of a multi-session module, you may request a partial refund.
After that point, refunds are not offered, as our content delivery is time-bound and digital.

4. No financial advice disclaimer

Acisstande does not provide personal financial advice, tax consultation, or legal services.
Our programs are educational and designed to improve independent thinking.
Any decisions made using our frameworks are your responsibility.

5. Privacy and data handling

We handle your information with care.
Personal data is used solely for communication, registration, and service improvement.
We do not sell, trade, or rent your information.
See our Privacy Policy for full details.

6. Changes to terms or programs

We reserve the right to update these terms, program structures, or pricing at any time.
However, changes will never apply retroactively to completed agreements.
If updates affect your current participation, we will notify you directly.

7. Legal jurisdiction

These terms are governed by the laws of the Republic of South Africa.
By using our services, you agree that any legal matters will be handled under South African jurisdiction, specifically within the Western Cape province.

Contact information

Acisstande Learning Collective
48 Bellevue Street
Gardens, Cape Town 8001
South Africa
[email protected]
+27 21 812 6543

Thank you for your interest!

We've received your information and one of our learning facilitators will reach out to you within the next business day for an informal conversation.

We look forward to exploring how we can help clarify your financial learning journey.